Terms and Conditions

Terms and Conditions

Last Updated: October 22, 2025

Welcome to XpenseTracker! These Terms and Conditions (“Terms”) govern your use of our website, mobile application, and related services (collectively referred to as the “Service”). By accessing or using XpenseTracker, you agree to comply with and be bound by these Terms. Please read them carefully before using our Service.

1. Acceptance of Terms

By accessing or using XpenseTracker, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please discontinue using the Service.

2. Description of Service

XpenseTracker is a personal finance management tool that helps users track income, expenses, and budgets.

⚠️ Disclaimer: The data and reports generated by XpenseTracker are for personal reference only. They are not intended for official, legal, financial, or tax purposes, and should not be used as certified financial documentation or proof of income/expenses.

3. User Accounts

  • To access certain features, you may be required to create an account. You are responsible for maintaining the confidentiality of your login credentials and all activity under your account.
  • You must provide accurate and complete information.
  • You are solely responsible for ensuring the accuracy of your financial data.
  • XpenseTracker reserves the right to suspend or terminate accounts that violate these Terms.

4. Data Privacy

We value your privacy. We do not sell, trade, or share your financial information with third parties without consent.

5. User Responsibilities

  • Use the Service for lawful purposes only.
  • Do not attempt to hack, modify, or damage the platform.
  • Do not rely on XpenseTracker data for professional accounting or legal documentation.

6. Intellectual Property

All trademarks, designs, and software associated with XpenseTracker are owned by XpenseTracker or its licensors. You may not copy, distribute, or reuse content without written permission.

7. Limitation of Liability

XpenseTracker is provided “as is.” We make no guarantees regarding accuracy, completeness, or reliability of data entered or generated by the app. XpenseTracker will not be liable for any loss, damage, or legal claim arising from the use or misuse of the data provided.

8. Modifications to Terms

We reserve the right to modify these Terms at any time. Any updates will be reflected here, with the revised date shown at the top. Continued use of the Service after changes constitutes acceptance of the updated Terms.